On Getting Home Loans

Written by on May 13, 2009 – 6:54 am -

A house built on trust, love and respect is a home that has been built out of a strong foundation. That no matter how many storm and earthquake it takes, it will be standing still. A house is never a home until people lives in it. Every family just like ours is dreaming of owning one, a dream house that is! Although hubby is quite blessed to have a house that he got from his dad, together with his brothers and sisters of course, didn’t stop on dreaming of getting one through his own money. A home that is built out of hardship and continuously working to earn his own. I think everyone thinks the same way right?!

Just as we are starting to build our own family, getting a home loan is the very first step in achieving one. Its a good thing that GetSmart will help you find ways to get that dream house of yours since they provide a simple, fast, and convenient way for you to save money on your next mortgage, refinance, or home equity loan. home loans comes in different types and will depend upon on your needs. Whatever you want, GetSmart is there to guide and help you along the the way.
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One down, two to go!

Written by on December 15, 2008 – 1:43 am -

So happy that one of my wishes here have finally been answered. We are so happy to have this. This is very user friendly and handy, Special moments will definitely be captured easily. Special thanks to Ate Irma.

PANASONIC LUMIX DMC-LS80

here are the specs:

Sensor

• 1/2.5″ Type CCD
• 8.32 million pixels total
• 8.1 million effective pixels

Image sizes • 4:3 Aspect Ratio: 3264 x 2448, 2560 x 1920, 2048 x 1536, 1600 x 1200, 640 x 480
• 3:2 Aspect Ratio: 3264 x 2176, 2560 x 1712, 2048 x 1360
• 16:9 Aspect Ratio: 3264 x 1840, 2560 x 1440, 1920 x 1080
Movie clips • 4:3 Aspect Ratio: 640 x 480 pixels, 320 x 240 pixels 30 fps, 10 fps
• 16:9 Aspect Ratio: 3264 x 1840 pixels, 2560 x 1440 pixels,1920 x 1080 pixels
File formats • Still: JPEG (EXIF 2.21)
• Movie: QuickTime Motion JPEG
Lens • f=5.5-16.5mm
• 33-100mm (35mm Equiv.)
• LUMIX DC VARIO
• 6 elements in 5 groups (3 Aspherical Lenses / 4 Aspherical surfaces)
Image stabilization MEGA O.I.S. (Mode1/ Mode2)
Conversion lenses No
Digital zoom Yes, up to 4x
Focus • Normal
• Macro
• Quick AF on/off
AF area modes • 1 point
• 1 point high-speed
• 5 point
AF assist lamp Yes
Focus distance • Normal: 50cm – infinity
• Macro / Intelligent : Wide 5cm / Tele 30cm – infinity
Metering Intelligent Multiple
ISO sensitivity • Auto
• 100
• 200
• 400
• 800
• 1600
• High Sensitivity Auto (1600-6400)
Exposure compensation 1/3 EV step, +/-2 EV
Exposure bracketing • +/- 1/3 EV ~1EV step
• 3 frames
Shutter speed • 8-1/2000 sec
• Starry Sky Mode : 15, 30, 60sec
Aperture n/a
Modes • Intelligent
• Normal Picture
• Motion Picture
• Scene
Scene modes • Portrait
• Soft Skin
• Self-Portrait
• Scenery
• Sports
• Night Portrait
• Night Scenery
• Food
• Party
• Candle Light
• Baby1
• Baby2
• Pet
• Sunset
• High sensitivity
• Hi-Speed Burst
• Starry Sky
• Fireworks
• Beach
• Snow
• Aerial photo
White balance • Auto
• Daylight
• Cloudy
• Shade
• Halogen
• White Set
White balance fine tune No
Self timer Yes, 2 or 10 sec
Continuous shooting • Full-Resolution Image, 2.5 frames/sec Max. 7 images (Standard mode), Max 4 images (Fine Mode)
• High-speed Burst Mode: approx. 5.5 frames/sec (recorded in 2M for 4:3, 2.5M for 3:2, 2M for 16:9)
Image parameters • Standard
• Natural
• Vivid
• Black & White
• Sepia
• Cool
• Warm
Flash • Auto
• Auto/Red-eye Reduction
• Forced On
• Forced Off
• (Slow Sync./Red-eye Reduction only in Night Portrait/Party/Candle Light mode)
• Range: 0.3 – 5.9m (Wide/ISO Auto), 0.3 – 3.2m (Tele/ISO Auto)
Viewfinder n/a
LCD monitor • 2.5″ TFT LCD display
• 230,000 dots
• Approx. 100% coverage
Connectivity • DC Input
• AV Output (NTSC/PAL)
• USB 2.0 Full Speed
Print compliance • EXIF 2.21
• DPOF
Storage

• SD Memory Card, SDHC Memory Card, MultiMediaCard (Still image only)
• Built-in Memory (Approx 24 MB)

Power • 2x AA batteries (Alkaline included)
• Alkaline, Oxyride, Ni-MH compatible
Weight (no batt) 129 g (4.6 oz)
Dimensions 95.7 x 62 x 31.2 mm (3.8 x 2.4 x 1.2 in)

Photos and specs from: HERE

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My Christmas Wishlists

Written by on October 21, 2008 – 6:10 am -

Time flies so fast as Christmas is just around the corner and so I’m preparing my lists this early so Santa won’t forget any of these:
  • laptop- I oh so love to have one since I badly needed this for my blogging tasks. hee
  • Cellphone or Ipod- either of the two! and if Santa permits BOTH! LOL
  • Digicam- the handy ones from sony or canon.
  • Moolah- so that i can enroll and take some online courses
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