My Online World

Let’s face it – in today’s tough economic times, everyone is looking for ways to stretch their paychecks. It seems everything costs more, while our monthly income stays the same…or in some cases, is less. There are ways to stretch your paycheck further, with just a few small changes.

1. Budget. This seems to be a dirty word to some people, but budgeting – and actually sticking to a budget – can actually make your paycheck go further. When you stick to a budget, you aren’t spending money on things you don’t need or grabbing those last minute items at the check out stand.
2. Make a shopping list. Similar to a budget, make a list before you go grocery shopping and don’t sway from that list. Make a list of those things that you need, things that are on sale, and those things that are a good buy. Stay away from the grocery store when you’re hungry and you’re more likely to stick to the grocery list.
3. Try couponing. Using coupons seems to be in fashion now days, so why not join the latest trend and use some coupons. You can save money on the things that you are buying anyway, which will help those monthly dollars stretch a little further.
4. Plan your errands. Plan which errands need to be run on which days, and then do all of your errands at once. This will help you save on gas money, since you can get all of those tasks that need to be done at once, without a lot of stop and go with the car.

These small changes can turn into lifestyle choices that will help you save money and help your paycheck go just a little bit further every month.

Payday Loans

Sometimes, making small changes every day just isn’t enough. There are times in life when an emergency comes up. Maybe there was a trip to the hospital or a car repair bill you weren’t expecting. That’s life and things come up all the time. When life’s unexpected events take place, don’t be afraid to take out personal cash loans. This type of loan is available for those who need emergency, short-term cash. They are the perfect way to help you get through an emergency that you weren’t planning for. And let’s face it, who actually plans for an emergency? There’s nothing to be ashamed or embarrassed about when it comes to getting a personal loan, especially in an emergency type of situation.

 

Photo via Flickr by lasthippy

Try stretching your payday dollars a little further and see how your monthly income starts to look. You may be surprised at how quickly just a few changes in life can quickly add up.

After a long time, I was finally able to place  an order on DD’s 7th birthday Photo Book over at Artscow. Ahaha! I am glad there is still the $10 off promo code even it supposedly ended 2 days ago. Such a steal!

Too bad I was not able to catch the previous promos and got my free credits expired. I was really too busy with my offline activities that I really have no chance to make PB’s and other photo products. Thanks to ‘Te Jen for her cute My Sweet Princess template that I used for my DD’s 7th birthday album.

 

Here are some of the inside pages:

I hope to make some Photo books this short vacation. There are still pending PB’s in my saved designs folder and hope to finish and order them all.

Image via Wikipedia

It is an unfortunate fact that in today’s economy, we are often faced with financial emergencies. From car trouble to medical emergencies, we are often unable to meet our financial needs. This even happens to those who make and stick to strict budgets. While no fax payday loans from PayDay One shouldn’t be treated as easy money, they are an excellent way to bridge the financial gap when an emergency occurs.

It’s a Jungle Out There

There is no doubt about it, the state of our economy isn’t good. With an unemployment rate of 8.6%, many American’s are out of work or underemployed. Even those that are actively employed are suffering. High gas prices have affected the cost of living placing more Americans than ever before in a poor financial position. For those that live pay check to pay check, one emergency is often enough to put them over the figurative financial edge. Instead of turning to high interest credit cards or ‘floating’ checks, there is a better alternative, no fax payday loans from PayDay One.

PayDay Loans to the Rescue

Turning to a pay-day loan just makes sense. A company like PayDay One focuses on convenience – helping you get the money you need without a lot of complicated paperwork or long waiting periods. An email address, checking account, established income source, and telephone number is all it takes. The money will become available to you to do with as you please. Use it to pay that unexpected electric bill, complete emergency car repairs – whatever you need. No fax payday loans from PayDay One can give you the cash you need when you are in a bind.

Simplify!

Image by pdxap via Flickr

If you have already opted to take out a payday loan or cash advance, you must take the time to educate yourself about them. Properly used, they are an excellent way to stay afloat during troubling economic times. Find a company that makes the process easy, clearly states their terms, and will give you multiple options for paying the loan back. No fax payday loans from PayDay One don’t need a trip to a brick and mortar store and allow you to pay back your loan in several different ways, making them ideal in times of emergencies.

If you have made the decision to take out a cash loan because of a trying economic crisis, turn to a reputable company with an easy process to help take the headache out of the process.

DH’s brother gave us this new toy, an early gift  just in time for Christmas!

Features:

14 Megapixels

An amazing 14 million pixels in the high-resolution CCD delivers superior image quality. Create poster-sized prints without losing a single detail.

5x Wide Angle Optical Zoom
The 5x Wide Angle (26mm) Optical Zoom lets you get close to the action while the 26mm Wide Angle Lens lets you capture more in your shot.
3.0″ LCD Screen
This 3.0″ LCD features an extra-wide viewing angle for easier composing and shooting.
One Touch HD Movie
With One Touch HD Movie you can record widescreen, crystal clear HD movies (720p) right from your camera.
Digital Image Stabilisation
The Digital Image Stabilisation feature uses higher ISO and faster shutter speeds to capture sharp, blur-free images, even when you’re chasing moving targets.
Intelligent Auto
The Intelligent Auto setting identifies the scene you’re shooting — portrait, landscape, night portrait, macro, or sport – and adjusts the settings to optimise results.
AF (Auto Focus) Tracking
AF Tracking automatically tracks unpredictable, fast-moving subjects such as kids and pets, and continuously adjusts the focus and brightness so you can capture these photogenic whirlwinds with ease.
Face Detection
Face Detection tracks up to 16 faces and automatically focuses and optimises exposures for sharp, brilliant portrait pictures.
Magic Art Filters
Add style and artistic flair to your photos with Olympus’ Magic Art Filters. Joining, Pop Art, Pin Hole, Drawing, Fish Eye, and Soft Focus are the new Punk, which creates a two tone image with a classic punk rock feel, Watercolor, which transforms images into frame-worthy paintings, and Sparkle, which adds a twinkle to your photos.
In-Camera Help Guides
If you feel the need for a little extra advice, the on-board Help Guides will briefly describe the camera’s features and settings at the touch of a button.

Specs:

Camera Type: Compact

Effective Megapixels: 14 MP

Image sensor type: CCD

Image sensor size: 1/2.3″

ISO range: 80 – 1600

Lens focal length: 4.7 – 23.5mm

Film lens equivalent (35mm): 26 -130mm

Widest aperture: Wide(W) F2.8; Tele(T) F6.5

Optical zoom range: 5x

Digital zoom: 4x (20x maximum combined zoom)

Nearest focusing distance:

Normal – 0.6m (W); 1.0m (T)
Macro – 0.2m (W); 0.6m (T)
Super Macro – 0.07m

Viewing screen type: TFT

Viewing screen size: 3″

Screen resolution: 230,000

Secondary viewfinder: No

Image stabilisation: DIS

Autofocus system type: CCD contrast detection

Focus modes: Face Detect iESP/Spot/tracking

Low-light AF assistance: AF illuminator built-in

Metering modes: ESP

Scene modes: Portrait, Landscape, Night, Night+Portrait, Sport, Indoor, Candle, Self Portrait, Sunset, Fireworks, Cusine, Beach & Snow, Documents, Pet

Panorama recording: Yes (with included software)

3D recording: No

Creative filter system: Magic Filters (Photo)

Photo Magic Filter types: Pop Art, Pin Hole, Fish Eye, Drawing, Soft Focus, Punk, Sparkle

Video Magic Filter types: No

Shutter speed range: 1/2 – 1/2000s (Candle scene longest 4 sec)

Self timer: 12/2 seconds

Remote: No

Flash type and power: Built-in (GN 7)

Flash working range (ISO):
W: 0.2m – 4.8m (ISO800)
T: 0.6m – 2.1m (ISO800)

Flash hotshoe for external flash: No

Compatible external flash units: No

Wireless flash capability: No

Wi-Fi Compatibility: No

GPS: No

Electronic Compass: No

Date imprint: Yes

Memory card type: SD/SDHC

Internal memory: 49MB

Photo recording format(s): JPEG

Video recording format: AVI Motion JPEG

Recording time: No Limit

Video file sizes: Maximum 2GB

Video with sound: Yes

Built in microphone type: WAVE

External microphone option:No

Computer interface (Cable type): USB 2.0 High Speed

AV interface (Cable type): AV cable (CB-AVC3)

Battery type (model): LI-70B

Battery charging:In-camera via USB

Battery life (CIPA standard):Approx. 165 shots

Manometer: No

Dimensions WxHxD: 96.0 x 56.5 x 19.3

Weight:125g

Box content:
VG-140 Digital Camera, USB Cable & Charger (F-2AC), Instruction Manual, [ib] Software CD, Audio/Video Cable, Wrist Strap, Lithium-Ion Battery (LI-70B), Warranty Card

RRP AUD:
$99.00

Underwater housing option:
No

features and specs taken from Olympus

Three days before Christmas, but I am still here at the office. We have until tomorrow for our work schedule. Good thing  that there is nothing much to do now with office tasks. I have a lot of catching up to do with blog updates. Our Internet connection at home is really slow and it would take some time to load a single page which is really annoying. I didn’t dare to do some uploading of pictures over at FB or  I’ll end up a war freak. lol!

I will do some blog marathon this Saturday before I go full blast on a holiday mode after My brother is asking me a favor to buy her GF a birthday gift since he can’t also take a leave from work. I am now searching the net on yummy birthday gifts for your girlfriend so that I can let him choose on the items that I will buy. We still got some Christmas shopping rush to do. Hopefully tomorrow night after office, we could go and shop some more gifts.